Combined ratios of car insurance France 2005-2021

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In 2021, the combined ratio of car insurance before reinsurance in France amounted to 98 percent, and it was 99 percent for the combined ratio after reinsurance. One year earlier, the combined ratio before reinsurance was marginally lower than the ratio after reinsurance: 94 percent and 95 percent, respectively.

Combined ratios of car insurances in France from 2005 to 2021, by status

Characteristic	Combined ratio before reinsurance	Combined ratio after reinsurance
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Release date

September 2022

More information

Region

France

Survey time period

2005 to 2021

Supplementary notes

* Combined ratio: sum of operating expenses and cost of claims measured as a percentage of total premiums earned by an insurance company.

Data for 2005-2010 are in previous reports publishes by the source..

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