Europe: mobile payment transactions 2025

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Mobile payments in the UK were far greater than in any other European country in 2020, but predictions state it will not be the fastest growing come 2025. Between 2020 and 2025, the compound annual growth (CAGR) for the United Kingdom is relatively low compared to the other countries listed here, a potential sign that mobile wallets were adopted earlier here than in other countries. Opposed to this, the CAGR for Germany and Russia - forecast to overtake Spain - is expected to be between 43 and 48 percent. The European continent did not rank as high as other regions in the world in terms of mobile payment adoption, although individual countries like the UK or Denmark did rank relatively high for proximity mobile payments.

Transaction volume of mobile payments in selected countries in Europe in 2020 with a forecast for 2025 (in million U.S. dollars)

Characteristic	2020	2025	CAGR (%)
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Release date

July 2021

More information

Region

Europe

Survey time period

May 2021

Special properties

The source did not provide figures for countries other than the ones listed here - including Italy or Poland; The source excluded P2P wallets or wallets that can only be used on a single website or app."

Supplementary notes

The source explicitly states that "we look (...) only for open wallets, ie those that have the ability to make payments on multiple sites, rather than in reference to an ability to transfer funds between different wallets. Thus we do not focus on transactions conducted via cards stored by a retailer purely for use on that retailer’s website or mobile app."

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