Most used in-store (POS) payment methods in Poland 2017-2023, with 2027 forecast
the use of Google Pay in Polish stores or restaurants was higher than the penetration rate seen in other countries across the world. Another reason is the growing number of POS transactions of BLIK - a domestic payment app linked to Poland's leading banks that also provides ATM services and can be used in physical stores.
Cash was still preferred at POS in Poland in 2022, although market shares of credit cards and wallets increased since COVID-19. Especially mobile wallets are noticeable in this regard, growing at a relatively faster pace than credit cards since 2017. For example, research from Statista suggests that