Health spending growth for U.S. families with large employer coverage, 2008-2018

As of 2018, the average health spending of a family of four had increased 67 percent since 2008. In comparison, the employer's share increased 51 percent, while the average worker's wages only increased 26 percent. Health spending includes the family's contribution to insurance premium and out-of-pocket (OOP) costs (also referred to as cost-sharing) like deductibles, co-pays and co-insurance. This statistic illustrates the percentage change in premiums and out-of-pocket spending for a family of four with large employer coverage compared to employer share and workers' wages in the United States from 2008 to 2018.