CrowdLending (Business) - United States

  • United States
  • The total transaction value in the Crowdlending (Business) market market in the United States is expected to reach €7.22bn by 2025.
  • When compared globally, China leads with a transaction value of €15,220m in 2025.
  • In the United States, the CrowdLending market for Capital Raising is experiencing significant growth due to increased investor demand for alternative financing options.

Key regions: China, United Kingdom, Brazil, Israel, India

 
Marché
 
Région
 
Comparaison de régions
 
Monnaie
 

Analyst Opinion

The CrowdLending market within the Digital Capital Raising sector in the United States has been experiencing mild growth, influenced by factors such as evolving regulatory frameworks, increased investor interest, and the need for alternative funding sources amidst economic shifts.

Customer preferences:
Consumers are increasingly turning to CrowdLending platforms as a viable alternative to traditional financing methods, driven by a desire for transparency and direct engagement with funding sources. This shift reflects a growing preference for community-driven investment opportunities, particularly among younger, tech-savvy demographics seeking to support local businesses. Additionally, as economic uncertainties persist, investors are showing a keen interest in diversifying their portfolios through peer-to-peer lending, emphasizing the importance of accessible and flexible funding solutions.

Trends in the market:
In the United States, the CrowdLending market is experiencing a surge as businesses increasingly leverage online platforms for capital raising. This trend is fueled by a growing demand for transparent lending processes and direct interactions between borrowers and lenders. As economic conditions remain uncertain, small businesses are turning to CrowdLending to secure flexible financing options, appealing particularly to younger investors who favor community-oriented initiatives. This shift is reshaping funding dynamics, compelling traditional financial institutions to adapt their strategies and explore collaborations with emerging CrowdLending platforms.

Local special circumstances:
In the United States, the CrowdLending market is thriving, driven by a robust entrepreneurial spirit and a culture that values innovation and community support. Geographically, diverse regions exhibit varying levels of participation, with urban areas showing higher engagement due to better internet access and tech-savvy populations. Additionally, regulatory frameworks are evolving to accommodate this trend, fostering a more favorable environment for peer-to-peer lending. These unique local factors are reshaping funding approaches, enabling small businesses to connect with local investors who prioritize community growth and sustainability.

Underlying macroeconomic factors:
The CrowdLending market in the United States is significantly influenced by macroeconomic factors such as interest rates, economic stability, and consumer confidence. Low interest rates encourage borrowing, making it easier for small businesses to seek funding through peer-to-peer platforms. Additionally, robust national economic health fosters increased disposable income, leading to higher participation from individual investors. Fiscal policies that support innovation and entrepreneurship further enhance the market, as do shifts in consumer behavior that favor community-oriented investments. These dynamics create a fertile environment for CrowdLending, enabling seamless connections between businesses and local investors.

Methodology

Data coverage:

The data encompasses B2C enterprises. Figures are based on transaction values / revenues / assets under management and user data of relevant services and products offered within the FinTech market.

Modeling approach / Market size:

Market sizes are determined through a combined top-down and bottom-up approach, building on a specific rationale for each market segment. As a basis for evaluating markets, we use annual financial reports of key players, industry reports, third-party reports, publicly available databases, and survey results from primary research (e.g., the Statista Global Consumer Survey). In addition, we use relevant key market indicators and data from country-specific associations, such as GDP, consumer spending, population, internet penetration, smartphone penetration, credit card penetration, and online banking penetration. This data helps us estimate the market size for each country individually.

Forecasts:

In our forecasts, we apply diverse forecasting techniques. The selection of forecasting techniques is based on the behavior of the relevant market. For example, the S-curve function and exponential trend smoothing are well suited for forecasting digital products and services due to the non-linear growth of technology adoption.

Additional notes:

The market is updated twice a year in case market dynamics change. The impact of the COVID-19 pandemic and the Russia-Ukraine war is considered at a country-specific level.

Vue d’ensemble

  • Capital Raised
  • Key Players
  • Average Deal Size
  • Global Comparison
  • Number of Deals
  • Analyst Opinion
  • Methodology
  • Key Market Indicators
Veuillez patienter

Contact

Des questions ? Nous nous ferons un plaisir de vous aider.
Statista Locations
Contact Camille Dubois
Camille Dubois
Customer Relations

Lun - Ven, 9:00 - 18:00 h (EST)

Contact Meredith Alda
Meredith Alda
Sales Manager– Contact (États-Unis)

Lun - Ven, 9:00 - 18:00 h (EST)

Contact Yolanda Mega
Yolanda Mega
Operations Manager– Contact (Asie)

Lun - Ven, 9:00 - 17:00 h (SGT)

Contact Ayana Mizuno
Ayana Mizuno
Junior Business Development Manager– Contact (Asie)

Lun - Ven, 10:00 - 18:00 h (JST)

Contact Lodovica Biagi
Lodovica Biagi
Director of Operations– Contact (Europe)

Lun - Ven, 9:00 - 18:00 h (GMT)

Contact Carolina Dulin
Carolina Dulin
Group Director - LATAM– Contact (Amérique latine)

Lun - Ven, 9:00 - 18:00 h (EST)