CrowdLending (Business) - United Kingdom

  • United Kingdom
  • The United Kingdom is projected to reach a total transaction value of €4.23bn in the Crowdlending (Business) market market by 2025.
  • When compared globally, China is expected to have the highest transaction value, amounting to €15,220m in 2025.
  • The United Kingdom's CrowdLending market is experiencing a surge in innovative platforms, offering diverse capital-raising opportunities for businesses of all sizes.

Key regions: China, United Kingdom, Brazil, Israel, India

 
Marché
 
Région
 
Comparaison de régions
 
Monnaie
 

Analyst Opinion

The CrowdLending market within the Digital Capital Raising sector in the United Kingdom is witnessing considerable growth, fueled by increased investor interest, the rise of fintech solutions, and a shift towards alternative funding options for businesses.

Customer preferences:
Investors are increasingly favoring transparent and community-driven funding options, leading to a surge in participation in the CrowdLending market. This shift is influenced by a growing desire for ethical investment opportunities and a preference for supporting local businesses. Additionally, younger demographics, particularly millennials and Gen Z, are embracing technology and digital platforms, seeking quick and efficient ways to invest. The rise of social media also plays a crucial role in shaping investment choices, as peer recommendations and online engagement drive interest in innovative funding solutions.

Trends in the market:
In the United Kingdom, the CrowdLending market is experiencing significant growth as investors increasingly seek transparent, community-focused funding alternatives. This trend is driven by a heightened interest in ethical investments and a strong desire to support local businesses. Furthermore, younger generations, particularly millennials and Gen Z, are leveraging digital platforms for swift investment opportunities. The influence of social media is paramount, as peer recommendations and online interactions are shaping investment decisions, suggesting a transformative shift in the capital raising landscape that could redefine stakeholder strategies and market dynamics.

Local special circumstances:
In the United Kingdom, the CrowdLending market is thriving, fueled by a robust regulatory framework that promotes transparency and investor protection, distinguishing it from other regions. The cultural emphasis on community support and sustainability resonates with investors, particularly in urban areas where local businesses are cherished. Additionally, the UK's advanced digital infrastructure enables seamless transactions, while diverse geographical landscapes encourage localized investment opportunities. This unique blend of regulatory support, cultural values, and technological readiness shapes a dynamic market landscape that fosters innovation and growth in digital capital raising.

Underlying macroeconomic factors:
The CrowdLending market in the United Kingdom is significantly influenced by macroeconomic factors such as economic stability, interest rates, and consumer confidence. A resilient national economy, characterized by steady GDP growth and low unemployment, enhances investor willingness to engage in crowd-lending platforms. Furthermore, favorable fiscal policies that stimulate small business growth and support entrepreneurship contribute to a thriving lending environment. Global economic trends, including shifts in interest rates and inflation, also impact investor behavior and borrowing costs. As businesses seek innovative funding solutions, the interplay of these factors fosters a vibrant digital capital raising landscape in the UK.

Methodology

Data coverage:

The data encompasses B2C enterprises. Figures are based on transaction values / revenues / assets under management and user data of relevant services and products offered within the FinTech market.

Modeling approach / Market size:

Market sizes are determined through a combined top-down and bottom-up approach, building on a specific rationale for each market segment. As a basis for evaluating markets, we use annual financial reports of key players, industry reports, third-party reports, publicly available databases, and survey results from primary research (e.g., the Statista Global Consumer Survey). In addition, we use relevant key market indicators and data from country-specific associations, such as GDP, consumer spending, population, internet penetration, smartphone penetration, credit card penetration, and online banking penetration. This data helps us estimate the market size for each country individually.

Forecasts:

In our forecasts, we apply diverse forecasting techniques. The selection of forecasting techniques is based on the behavior of the relevant market. For example, the S-curve function and exponential trend smoothing are well suited for forecasting digital products and services due to the non-linear growth of technology adoption.

Additional notes:

The market is updated twice a year in case market dynamics change. The impact of the COVID-19 pandemic and the Russia-Ukraine war is considered at a country-specific level.

Vue d’ensemble

  • Capital Raised
  • Key Players
  • Average Deal Size
  • Global Comparison
  • Number of Deals
  • Analyst Opinion
  • Methodology
  • Key Market Indicators
Veuillez patienter

Contact

Des questions ? Nous nous ferons un plaisir de vous aider.
Statista Locations
Contact Camille Dubois
Camille Dubois
Customer Relations

Lun - Ven, 9:00 - 18:00 h (EST)

Contact Meredith Alda
Meredith Alda
Sales Manager– Contact (États-Unis)

Lun - Ven, 9:00 - 18:00 h (EST)

Contact Yolanda Mega
Yolanda Mega
Operations Manager– Contact (Asie)

Lun - Ven, 9:00 - 17:00 h (SGT)

Contact Ayana Mizuno
Ayana Mizuno
Junior Business Development Manager– Contact (Asie)

Lun - Ven, 10:00 - 18:00 h (JST)

Contact Lodovica Biagi
Lodovica Biagi
Director of Operations– Contact (Europe)

Lun - Ven, 9:00 - 18:00 h (GMT)

Contact Carolina Dulin
Carolina Dulin
Group Director - LATAM– Contact (Amérique latine)

Lun - Ven, 9:00 - 18:00 h (EST)